In the 1950s, the CEO’s income was about 20 times that of the average employee. Considering their titles seem fair, right? of course.
Today, according to Bloomberg’s research, the typical Fortune 1000 CEO’s income is 144 times that of the average employee. But wait, it gets worse: At Coca-Cola, CEO James Quincy made 1,621 times the insulting price.
The system was manipulated, buddy. In the past year, it has become more obvious. The rich are getting richer, and many of us just want to make ends meet.
You can ask for a raise or try to play lottery, but these are not guaranteed to be beneficial to you. So how can you get your pie? Here are some foolproof methods that you can stick to men.
1. Say goodbye to large physical banks
It’s not that you will be surprised by this, but what you trust is to keep your money safe and grow by blackmailing you.
First, they charge all these crazy fees. Then, they earn a lot of interest from your money-but only give you 0.05% (on average). The poor man’s peanuts. Provide banks with billions of dollars.
Therefore, if you are tired of being blackmailed, find an account that will not charge you ridiculous fees and will not earn more interest on your savings-after all, this is your money.
A debit card desire Allows you to get up to 5% cash back every time you swipe your card, and up to 16 times the average interest on the funds in your account. In addition, you never need to pay monthly account maintenance fees.
To see how much money you can make, enter your Email address is here, Link your bank account and add at least $10 to your account. do not worry. Your funds are underwritten by the FDIC and use military-grade encryption. This is a nerd talk of “it’s totally safe”.
2. Stop making payments to your credit card company
How much do you think the billionaire CEO of JPMorgan Chase made? You don’t even want to know.
It is best to stop giving your credit card company more money. They get richer and richer by blackmailing you with high interest rates (some as high as 36%).But there is a website called slim Shady Want to help.
If you owe your credit card company $50,000 or less, AmOne will match you with a low-interest loan, which you can use to repay every balance you have.
benefit? You will need to pay a bill every month.And because the interest rate of personal loans is low (AmOne interest rate starts from 3.49% annual interest rate), you will get out of debt that Much faster. Also: No credit card payment this month.
AmOne will ensure the confidentiality and security of your information, which may be why it still receives an A+ rating from the Better Business Bureau after 20 years of operation.
Takes two minutes See if you are eligible for up to $50,000 onlineYou do need to give AmOne a real phone number to qualify, but don’t worry-they will not send you spam over the phone.
3. Stop paying for free services
This is a technique that Richie Riches in the world likes: put a fancy marketing term on a free service, and then charge you. The nerves of these people, take it seriously.
Here is one that will really make you angry-for most people, paying for credit monitoring services is not necessary. However, you may, because you know how important a good credit score is for buying a car, mortgage, or even starting a business.
However, if you want to get your credit score back on track — or even if it is on track and you want to improve it — stop paying anyone to monitor it for you.You can get the same help from free websites, for example Sesame Credit.
In two minutes, you will have access to your credit score, any debt accounts and some personalized tips to improve your score. You can even spot any errors that hinder your progress (one in five reports).
James Cooper from Atlanta used Credit Sesame to increase his credit score by nearly 300 points in six months. * “They showed me the ins and outs-how to do I and cross T,” he said.
Get a free credit score Less than two minutes.
4. Cancel your car insurance
How would you feel if you found out that your car insurance company charged you 500 more dollars a year?
Very angry, we are sure. This is just another gear in the machine, trying to tear you off.
So, call them out. Kill those thieves! But make sure you have better and cheaper insurance.
A website called Insurance Net Make it very easy to compare car insurance prices. All you have to do is enter your zip code and your age, and it will display your options. Make sure to do this every six months so you can be confident that you are getting the best price.
Using Insure.com, people can save an average of $489 a year.
Yes it is.In just a few minutes, you can earn $500 back in your pocket See your options.
5. Fight against billionaire hedge fund managers
Think that those high-flying billionaires at the top just sit back and enjoy their lives?No way-they are investing and manufacturing more million.
They have their own hedge fund managers, which makes them richer every day, which seems unfair. The system is not set up to make it easier for our worker bees.
But there is a called Tibetan, You can accept those expensive brokers. It makes you a part of what is usually unique among the rich-on Stash, you can buy products from other companies for as little as $1.
That’s right-you can invest in well-known companies such as Amazon, Google, and Apple for as little as $1. The best part? If these companies are profitable, so can you. Some companies even send you a check every quarter to learn about your share of profits, called dividends. 1
Takes two minutes Sign up, And it is completely safe. With Stash, all your investments are protected by the Securities Investor Protection Company (SIPC)-this is what the industry calls “your funds are safe”. 2
In addition, when you use the link above, once you deposit $5 into your account, Stash will give you a $5 registration bonus. *
Kari Faber is a full-time writer for The Penny Hoarder.
1Not all stocks will pay dividends, and there is no guarantee that dividends will be paid every year.
2It should be noted that SIPC insurance does not guarantee potential loss of market value.
For securities with a price of more than $1,000, the starting price for buying fractional stocks is $0.05.
*Offers are subject to promotional restrictions Terms and conditionsIn order to be eligible to participate in this promotion and receive the bonus, you must successfully open a reputable personal brokerage account, link a funding account to your investment account and deposit $5.00 into your investment account.
Penny Hoarder is a paid member/partner of Stash.
Investment advisory services provided by SEC registered investment consultant Stash Investments LLC. This material is for information and educational purposes only, not as investment, legal, accounting or tax advice. Investment involves risks.
*Like Cooper, 60% of Credit Sesame members think their credit score has improved; 50% think it has increased by at least 10 points, and 20% think it has increased by at least 50 points after 180 days.
Credit Sesame does not guarantee any of these results, and some people may even see their credit score drop. Any increase in score is the result of many factors, including paying bills on time, maintaining a low credit balance, avoiding unnecessary queries, proper financial planning, and developing better credit habits.