How to save on prescription drugs without insurance

Internal: Even if you don’t have health insurance, want to find simple tips on how to save money on prescription drugs? Well done!

It seems that every time you get a prescription, the price goes up.

Even if you have insurance, you may spend more money on medicines these days.But that doesn’t mean you can’t save money on prescriptions or find Cheap prescription drugs — Even if you do not have insurance.

A kind By research Medicare and Medicaid Center The service department predicts that by 2025, drug costs will increase by more than 6% per year. If your budget is limited, any increase in drug costs may be a burden.

Sadly, many Americans are forced to choose between buying prescription drugs and paying for food and the roof over their heads.

It shouldn’t be like this. Fortunately, it doesn’t have to be. By using some money-saving techniques, you can save the medications you need. Here are some simple ways to reduce the cost of prescription drugs.

1. Save the cost of prescription drugs

Many drugs have cheaper generic alternatives. The price of generic drugs is 80% lower than that of brand-name drugs.

Some people think that universal means low quality.But generic drugs must meet the same Strict FDA requirements As a brand-name medicine. They are as effective as the more expensive ones.

Ask your pharmacist if there is a generic drug that you can use-of course, please use it by your healthcare provider before you switch.

2. Obtain a 90-day supply of prescription drugs

If you take prescription drugs on a regular basis, you may refill them once a month. But if you get a 90-day prescription for maintenance medication, Mail order pharmacy Or a retail store, you may pay less in the long run.

For example, Wal-Mart has expanded its $4 prescription plan to provide a selection of maintenance medications for 90 days at a price of $10.

This not only allows you to have more money in your pocket, but you don’t have to visit your local pharmacy multiple times to replenish your medicine.

3. Register for a prescription discount card

If you are over 50 years old, you may be taking advantage of American Association of Retired Persons Allowance, Including discounts on prescription drugs. Although you have to pay to join AARP, you can get free discount cards from other sources.

One plan that offers free prescription discount cards is Easy to receive. Just search online for the medicine you need to know the price of the pharmacy near you and save up to 80%.

Sometimes, compared to using insurance cards, insured patients pay even lower fees for using the app.

Another free prescription discount program is the FamilyWize card. It saves an average of about 40% per prescription. The card can be used by people across the country, regardless of whether they have health insurance or not.

4. Visit the drug manufacturer’s website

Sometimes, drug manufacturers offer discounts on their websites. Just search for the medicine you need.

Some pharmaceutical companies even offer patient assistance programs. If your family’s annual income is less than a certain amount, you may be eligible for reduced-price drugs.

5. Consider different stores

Before you bring your prescription drugs to your local pharmacy, please compare them on the following websites Easy to receive, Which will show your expenses in various stores.

6. Cash payment

Believe it or not, your insurance may not give you the best price. Sometimes cash customers pay lower rates than customers who use insurance. Ask your pharmacist about the difference between the price paid by cash and insurance.

7. Use store discount plan

People who work in pharmacies know that medicines can be expensive. Therefore, it is worthwhile to consult with your pharmacist about plans and services that can be used to reduce costs.

For example, Walgreens provides a Prescription Savings Club You can join for free. You will get instant discounts on more than 8,000 drugs.

CVS Caremark offers reduced prescription drug savings plans for specific drugs.

The largest pharmacies also offer plans that allow you to accumulate points on your purchases, which can be converted into savings.

Although you cannot save prescription drugs at the cashier by using points, you can save other needed items such as toothpaste and shampoo. This can free up money to pay for expensive drugs.

8. Talk to your doctor about the high cost of your medicines

Sadly, with the rising cost of prescription drugs, many people choose not to dispense them. They simply can’t afford it. If you are in this situation, be sure to consult your doctor. He or she may prescribe more affordable alternatives and even give you samples.

In addition, you may find that although you have to take two drug Before, you can now take one. It is important to tell your doctor about every medicine you take.

This not only ensures that you are not prescribing a prescription that conflicts with current medications, but your doctor can also ensure that you are not taking medications that you no longer need.