The 9 Best Cash Back Credit Cards of November 2022

Cash back credit cards are an easy way to make money on everyday spending. As long as you can be responsible for paying off your credit card each month, cash back credit cards allow you to earn a percentage of every transaction — think of it as a discount on every purchase you make.

The best cash back credit cards offer an impressive cash back percentage, but they should also entice you with a hefty welcome offer, low or no annual fees and other perks that set them above typical credit cards.

Choosing the right cash back credit card for you comes down to finding a card that rewards your specific type of spending: groceries, gas, streaming services, you name it. You’ll also need to consider whether other specific rewards cards — like travel cards , grocery cards or even gas cards — are more in line with your needs.

To maximize cash back rewards, consider opening more than one cash back credit card. Just make sure you pay each card off in full every month, and space out credit card applications by at least six months to protect your credit score.

Not sure where to start? We’ve rounded up nine of the best cash back credit cards currently available. Review each credit card carefully to determine which cash rewards credit card(s) may be right for you.