The 5 Best Instant Approval Credit Cards of November 2022


If time is of the essence and you have good (or better) creditan instant approval credit card could be within reach. With these types of cards, you get fast approval and can often use them right away, regardless of whether you have the physical credit card in hand or not.

Here’s our picks for the best instant approval credit cards, including card details, credit requirements and more.

The 5 Best Instant Approval Credit Cards

  • Blue Cash Preferred Card | Best for Cash Back on Groceries
  • Apple Card | Best for Apple Pay Shoppers
  • Chase Sapphire Preferred Credit Card | Best forPremium Rewards
  • OpenSky Secured Visa Credit Card | Best for Rebuilding Credit
  • Amazon Store Card | Best for Amazon Prime Members

Blue Cash Preferred Card

Best for Cash Back on Groceries

Key Features

  • $0 intro annual fee
  • $300 cash back sign up bonus
  • 0% intro APR on balance transfers for 12 months
American Express offers Instant Card Number for eligible cardmembers, where users can add a card to their digital wallet once they’ve been approved for it. We chose the Blue Cash Preferred Card from American Express as a solid, instant-approval choice because it offers a little something for everyone: no annual fee the first year, a $300 cash-back bonus and a 0% intro APR for 12 months.

Blue Cash Preferred Card

Credit requirement

Good to Excellent

Annual fee

$0 (for the first year)

APR

16.99% to 27.99% (variable)

Sign up bonus

$300 cash back

Balance transfer fee

$5 or 3% of the transfer amount (whichever is greater)

More information on Blue Cash Preferred Card

To earn the $300 bonus, you’ll need to spend $3,000 in eligible purchases in the first six months. Cardholders can also take advantage of perks like 6% cash back on groceries and select streaming services. After the introductory, first-year rate of $0 for the Blue Cash Preferred Card, the annual fee rises to $95. If you complete the application for this card on the AmEx site, you’ll be able to find…



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