Take these 4 steps to reduce your cost of living-no need to move

If you are determined to have the lowest cost of living among all other people in the United States, move to Mississippi.

Seriously-considering the cost of groceries, housing and transportation, it has the lowest overall cost of living.

The U.S. dollar is against the U.S. dollar, and your cash in Magnolia may go further than living in major urban clusters such as New York, California, or Florida. Compared to living in Hawaii, the state with the highest cost of living, you will definitely get more in return.

But pack everything you have and move somewhere just Because it’s cheaper, it actually doesn’t make sense to most people. Work, family, friends, and where you live mean that buying a property outside of Jackson is not always a viable option.

Therefore, whether you live in Huntsville or Hampton, you can reduce the cost of living. Take these steps to cut your bills and make a Mississippi transformation for your budget.

1. Deduct $489/year from your car insurance within minutes

When was the last time you checked car insurance prices? Unless you live in Ohio, North Carolina, or New Hampshire—the state with the cheapest auto insurance in 2021—you may pay too much. This can greatly reduce your cost of living.

But no matter where you live, you should buy your selection every six months or so-this can save you some big money. However, let us be realistic. This may not be the first thing you think of when you wake up. But it doesn’t have to be so.

A website called Insurance Net Make it very easy to compare car insurance prices. All you have to do is enter your zip code and your age, and it will display your options.

Using Insure.com, people can save an average of $489 a year.

Yes it is.In just a few minutes, you can earn $500 back in your pocket See your options.

2. See if you waste $690 per year on homeowners insurance

You may be wasting money now. It may be something you never expected-your homeowner’s insurance policy. But if you live in a place where housing is more expensive, this is a cost you can actually control.

This is not something you actively consider-you only know that you need to have it.

The issue is, You paid too muchFortunately, an insurance company called Policy genius You can easily find out how much you overpaid. It will find cheaper policies and special discounts for you within a few minutes.

In fact, it saves users an average of US$690 per year — or US$57.50 per month. It can even help you break up with old insurance companies. (You can cancel your policy at any time, and your company should refund you.)

And just because you are saving money does not mean you are stingy under insurance. Policygenius will ensure that you have everything you need.

just Answer a few questions Regarding your home, see how much money you waste.

3. Stop making payments to your credit card company

What does your credit card have to do with your living expenses? Well, no matter where you live, credit card debt payments may prevent you from saving more money and investing it in wise places.

The truth is that your credit card company doesn’t really care. It just gets rich by blackmailing you with high interest rates (some as high as 36%).But there is a website called slim Shady Want to help.

If you owe your credit card company $50,000 or less, AmOne will match you with a low-interest loan, which you can use to repay every balance you have.

benefit? You will need to pay a bill every month.And because the interest rate of personal loans is low (AmOne interest rate starts from 3.49% annual interest rate), you will get out of debt that Much faster. Also: No credit card payment this month.

You don’t need a perfect credit score to get a loan-comparing your choices will not affect your score at all. In addition, AmOne will ensure the confidentiality and security of your information, which may be why it still gets an A+ rating from the Better Business Bureau after 20 years of operation.

It takes less than a minute and only 10 questions to complete See which loans you are eligible for — You don’t even need to enter your social security number. You do need to give AmOne a real phone number to qualify, but don’t worry-they will not send you spam over the phone.

4. See if you overpaid

Wouldn’t it be great if you received a reminder when you shop online at Target and are about to overpay?

This is exactly this Free service do. If you want to reduce the cost of living, you should take advantage of the lowest prices on the Internet.

Just add it to your browser for free, and before you check out, it will check other websites, including Walmart, eBay, and others, to see if your products have cheaper prices. In addition, you can get coupon codes, set price drop reminders, and even view the price history of items.

Suppose you want to buy a new TV, and suppose you have found the best price. Here, you will see a pop-up window letting you know if the exact TV can be sold at a cheaper price elsewhere. If there are any coupon codes available, they will also be automatically applied to your order.

Last year, this saved people $160 million.

You can get started in just a few clicks See if you pay too much online.

When you use the provided link to get the extension, Capital One Shopping will compensate us.

Kari Faber is a full-time writer for The Penny Hoarder. In the past 10 years, she has only lived in the most expensive state, and she must have paid for it.




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About the Author: Agnes Zang