What would you do if you were forced to absent from work due to injury or illness? Do you have enough money in your bank to pay for your rent or mortgage, car payments, or even groceries?
If you are like most Americans, you do not have enough money in your bank account to cover six months of expenses. This means that if your salary stops, you can easily fall into debt.
But short-term disability insurance can help you pay the most important bills to your family, allowing you to focus on recovery instead of worrying about money.
Although many employers offer discounted short-term disability insurance, many do not. Even if they do, it may not be enough to keep your light on.That’s why Safe haven disability, The disability income insurance policy issued by MassMutual provides an affordable way to help you fill the financial gap when you stop paying wages due to illness or injury.
Get a quote within 30 seconds-only pay $10 per month
Signing up for Haven’s short-term disability insurance takes only a few minutes and can be completed completely online-no medical examination is required. *
you can Get a quote within 30 seconds, Customize the insurance policy according to your needs and get the underwriting decision immediately. In addition, it is issued and supported by MassMutual, one of the biggest names in the insurance industry for more than 150 years.
The policy provides coverage amounts ranging from US$500 to US$5,000, with prices starting as low as US$10 per month. It’s lower than your Netflix subscription cost, and it can be a life-saving straw for 25% of working Americans who must take three to twelve months of disability leave before retirement.**
Even better: once you submit a claim online, you can receive payment within about a week.Compared with some other forms of disability insurance, this may take several months to two year Paid.
If you are between 18 and 55 years old and have an annual income of more than $30,000, you may be eligible for Haven disability income insurance.only Fill out this quick form Provide information about your health and income, and if you qualify, check your estimates.
In just a few minutes, if approved, you can be confident that your insurance is in place and can help fill the financial gap caused by illness or injury.
Kari Faber is a full-time writer for The Penny Hoarder.
*Honesty is important during the application process. The issuance of the insurance policy or the payment of benefits may depend on the authenticity of the answers you provide in your application.
** According to the Social Security Administration
Haven Disability is a short-term disability insurance policy (ICC20-HLSTDI-POL) issued by the Massachusetts Mutual Life Insurance Company (MassMutual) in Springfield, Massachusetts. The postcode is 01111-0001 and is exclusively provided by Haven Life Insurance Agency, LLC. The numbers and functions of policies and additional clauses may vary from state to state, and may not be available in all states. Our agent license number in Arkansas is 100139527. Please see important information about the exclusions and limitations of this policy. For complete details of fees and insurance, please contact (855) 950-1395 or visit our online website https://disability.havenlife.com.
Not applicable to AR, CA, DE, FL, MT, ND, SD or WY.