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The way people bank, invest and manage money has been changing rapidly over the past few years, and Cash App is one of few platforms that’s been nimble enough to adapt and continue to serve customers’ needs.
The app by Block, Inc. (formerly Square, Inc.) — formerly called Square Cash — started as a money transfer app with a particular appeal to communities who are traditionally unbanked or underbanked for its ease of use, lack of fees and almost exclusively mobile design.
Cash App has continued to expand since its inception in 2013 to include more ways to uniquely serve this customer base and broaden its appeal. Now the app supports money transfers, banking, stock and ETF investing, Bitcoin trading and tax filing.
In our Cash App review, we’ll cover everything you need to know to figure out whether Cash App is the right place for your money — including its banking features, fees, perks and customer service.
Cash App Review: Accounts
| Account | Minimum Deposit | Best for | Ease of Use | ||
|---|---|---|---|---|---|
| Cash App Account | $0 | Money transfers | Very easy | GET DETAILS | |
| Cash Card | $0 | direct deposit | Very easy | GET DETAILS |
Cash App Account
Best for Peer-to-Peer Payments
Key Features
- Send and receive money with friends
- Send as cash, stock or Bitcoin
- Pay with your Cash App balance
Use your basic Cash App account to send and receive money with friends, family and merchants who use Cash App. Send payments using a recipient’s email, phone number, $Cashtag or QR code, and see payments you’ve received in an activity feed with notes from the sender. You can use your balance to send payments as cash (USD), stock or Bitcoin (BTC).
Minimum deposit
$0
Send payments
In cash, stock or bitcoin
Pay merchants
Directly
Prime perk
Easy-to-use QR code
More Information About the Cash App Account
Everyone who signs up for Cash App starts with a basic Cash App account, which you use to send and…
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