Divide America into two.
In half—25 states—the unemployed will continue to receive a federal unemployment extension of $300 per week until at least September.
In the other half of the country — the other 25 states — the extra funds are about to disappear faster. Most of these states have decided to end payments in June, and some states will end in July. (Hey, there is no judgment here-Penny Hoarder is in one of these states.)
The governors of the next 25 states plan to terminate early the additional US$300 weekly benefits provided by the federal U.S. relief program. Unemployed workers are still eligible for state benefits, but many will face stricter requirements, such as mandatory record job searches.
Even in states that maintain these federal benefits, these payments are still scheduled to end on September 6.
If you have been counting on the money to help you make ends meet, we provide tips on how to make up the difference.
What is your state doing?
First, let us see what your status is. Let’s sort by when the states end the $300 weekly federal benefit.
June 12: Alaska, Iowa, Mississippi, Missouri
June 19: Alabama, Idaho, Nebraska, New Hampshire, North Dakota, West Virginia, Wyoming
June 26: Arkansas, Florida, Georgia, Ohio, Oklahoma, South Dakota, Texas, Utah
June 27: Montana
June 30: South Carolina
July 3: Maryland and Tennessee
July 10: Arizona
July 19: Indiana
How do you plan to make up the difference? We have some ideas for you to consider:
1. Clean up your closet
Take a closer look at your wardrobe. Over the years, you may have collected all kinds of things that you no longer really need. Sort out your items and if you haven’t used them for a while, sell them and make money.
You also don’t need to go through the trouble of garage sales. Try to sell your products online. Promote clothes and other random gadgets to people in your area through apps like Letgo.
Or, if you have old CDs or DVDs—or even smartphones—try to sell them to platforms like Decluttr. You can use the app to scan the barcode of the product and then print out the free shipping label. Throw them in a box and finish with them.
You may be surprised how much money you can make from cleaning!
2. Cancel your car insurance
If you need to make more room in your budget, one of the easiest starting points is to reduce your monthly bills-such as your current car insurance.
In most places, not owning it is directly against the law, so you may have accepted that you will pay for it. But you don’t have to.
A free website called Savvy Will help you find the best price-in just 30 seconds. In fact, it saves people an average of US$826 per year.
All you have to do is to connect your current insurance, and then Savvy will search hundreds of insurance companies within the same insurance coverage to get better prices. It can even help you cancel your old insurance policy and get a refund from your current insurance company. Best: It’s completely free.
If you Find a better deal, you can switch immediately, without waiting for your next subscription renewal or even your next payment.
3. Earn $225 more this month
If we told you that you can get paid for watching cooking videos on your computer, you might laugh.
Can’t it? But we are serious.
A website called Inbox dollars Will pay you to watch the short film online. In one minute, you might see a chef teach you how to make a fudge brownie, and in the next minute, you might hear the latest celebrity gossip.
All you have to do is choose the videos you want to watch and answer some quick questions about them. Brands pay InboxDollars to present these videos to the audience, and it will give you an entry point.
Unlike other sites, InboxDollars pays you in cash-no points or gift cards. Watching these videos can earn up to $225 per month, which can severely reduce your grocery bill.
Registration takes about a minute and you will Receive 5 USD bonus Let you start.
4. Get paid every time you buy toilet paper
Everyone has to go to the grocery store to stock up. You can also make a little bit of money back when you pack the purchased items.
A free app called Receive award Simply purchase toilet paper and more than 250 other items at the grocery store to receive gift card rewards.
It works as follows: After downloading the app, just take a photo of the receipt showing that you purchased an item from one of the brands listed in Fetch. For your efforts, you will get gift cards from places like Amazon or Walmart.
you could Download the free Fetch Rewards app here Start getting free gift cards.
More than a million people already own it, so they must make a difference.
5. Get up to 5% cash back at the grocery store
If you don’t get a reward every time you go to the grocery store, you miss the extra money.
desire Allows you to buy a debit card to get up to 5% cash back. For example, it now provides you with 0.5% cash back in Walmart and Target, and 5% cash back in places such as Brandless. (For a complete list of cash back percentages, please visit Aspiration’s website.)
It only takes five minutes Register a new debit card Use Aspiration consumer and savings accounts.
Never leave extra money in the grocery store again.
6. Save money on online shopping
A free website called Lotte It is connected to more than 2,500 stores, which means that when you shop in one of these stores, it can provide you with cash rebates. When we checked, we found deals on Amazon, Safeway, Sam’s Club, Boxed and Walmart.
Takes less than 60 seconds Create Rakuten account. You only need an email address. In addition, if you use Rakuten to make money within the first 90 days after registration, it will give you an additional $10.
Now, you don’t have to worry about packing 36 packs of toilet paper in the trunk or dragging a box of cat litter in the store. Just someone delivers it to your door and earns cash along the way!
7. Stop paying more online
Wouldn’t it be great if you receive a reminder when you shop on Amazon or Walmart.com and are about to be blackmailed?
This is exactly this Free service do.
Just add it to your browser for free, and before you check out, it will check other websites, including Walmart, eBay, and others, to see if your products have cheaper prices. In addition, you can get coupon codes, set price drop reminders, and even view the price history of items.
Suppose you are buying a new pair of shoes, and suppose you have found the best price. At this time, you will see a pop-up window to let you know if these shoes can be bought at a cheaper price elsewhere. If there are any coupon codes available, they will also be automatically applied to your order. *
Last year, this saved people $160 million.
You can get started in just a few clicks See if you pay too much online.
8. Seek help-even if you don’t usually
If you find yourself in a particularly scary situation, do something you don’t normally do: raise your hand for help.
Of course, many of us would rather do anything than ask for help, but these are unprecedented times, and now life is a bit out of our control.
For example, if you are struggling to pay a mortgage, please contact your lender. You may need to provide evidence that you have been fired or need financial assistance, but it never hurts to ask about your relief options.
The same idea can be applied to any of your other bills-rent, utility bills, cell phone and car payments.
Unless you ask, you won’t know the answer.
Mike Brasfield ([email protected]) Is the senior writer of The Penny Hoarder.