5 ways to splurge on something without guilt

What are you greedy for?

Come on, admit it. There must be something.

What you really want. In theory you can buy something at some point, but you probably shouldn’t. At least not yet. Because it might be a bit too expensive, right?

What is your next splurge? Is it a pair of shoes? A bag? a cell phone? A really good bottle of wine? Toilet renovation? Muscle Car?

No matter what it is, we have five suggestions on how to make up for the differences in your wallet:

1. Buy groceries and get a $50 gift card

We bet that $50 will help your next splurge, right?Well, a free app called Receive award Simply purchase toilet paper and more than 250 other items at the grocery store to receive gift card rewards. Now, when shoppers spend US$30 on dozens of Unilever products at the grocery store, it even offers shoppers a US$10 gift card. You can do this five times, or up to $50.

It works as follows: After downloading the app, just look for products with the Unilever “U” brand. Then take a photo of the receipt showing that you purchased an item from one of the participating brands. For your efforts, you will get gift cards from places like Amazon or Walmart.

you could Download the free Fetch Rewards app here Start getting free gift cards. More than a million people already own it, so they must make a difference.

2. Open a savings account for splurge

In this way, you can steadily save money for your own guilty pleasure, which is your true inner desire. Create a category for splurge and let it build over time.

Maybe you are just looking for a safe place to store your money-but you can still make money. You can get nothing under your mattress or in the safe. A typical savings account will not benefit you much. (Ahem, now 0.05% is nothing.)

But the debit card is called desire Allows you to earn up to 5% cash back and up to 16 times the average interest on funds in your account.

Not too shabby!

Enter your email address here Get a free Aspiration Spend and Save account. After you confirm your email, securely link your bank account so they can start helping you get extra cash. Your money is FDIC insured, they use military-grade encryption, which is a nerd talk of “it’s completely safe”.

3. How to win the $25,000 jackpot-just to save money

This is another way of looking at saving for splurge: if you combine the excitement of swimming in money like Scrooge McDuck with your seriousness about saving, you will end up with a Prize pool Bank accounts.

So, how does the prize pool work? When you download the free app, you will connect your existing bank account and make a deposit. It uses the Visa company Plaid to ensure that your information is safe and reliable.

This is the fun part: every day, the prize pool will provide an entry ticket for every dollar in your account. Therefore, if you have $100 per day in your account in October, you will have 3,100 tickets.

Then, on the first day of each month, the prize pool will enter your tickets into its monthly draw. (The more tickets you have, the greater your chance of winning!)

You can win any amount—from $2 to $25,000. In total, it gave away a cash prize of $50,000. Every. single. month.

Unlike the Powerball lottery where you keep trying your luck, there are no purchases or fees. If you are over 18 and live in the United States, this is just a safe place to increase your funds for free. If you download the app And make a deposit immediately, and you can instantly increase your chances of winning the $25,000 prize this month.

4. Make sure you don’t overpay for other things

In order to get closer to your splurge, it is best not to overpay for other purchases-whatever it is.

Wouldn’t it be great if you are reminded when you shop online at Target and are about to overpay?This is exactly this Free service do.

Just add it to your browser for free, and before you check out, it will check other websites, including Walmart, eBay, and others, to see if your products have cheaper prices. In addition, you can get coupon codes, set price drop reminders, and even view the price history of items.

Suppose you want to buy a new TV, and suppose you have found the best price. Here, you will see a pop-up window letting you know if the exact TV can be sold at a cheaper price elsewhere. If there are any coupon codes available, they will also be automatically applied to your order.

Last year, this saved people $160 million.

You can get started in just a few clicks See if you pay too much online.

5. Deduct $540/year from your car insurance within minutes

Speaking of overpaying, when was the last time you checked car insurance prices? Paying less for such a mandatory bill will bring you closer to splurge.

You should buy your selection every six months or so-it can save you some big money. However, let us be realistic. This may not be the first thing you think of when you wake up. But it doesn’t have to be so.

A website called Guarantee Make it very easy to compare car insurance prices. All you have to do is enter your zip code and your age, and it will show you your options-even discounts in your area.

Using Insure, people can save an average of US$540 per year.

Yes it is.In just a few minutes, you can earn $500 back in your pocket See your options.

Come on, what is your next splurge?

What are you greedy for?

There must be something. Whatever it is, following these five tips will bring you closer to it.

Mike Brasfield ([email protected]) Is the senior writer of The Penny Hoarder. He coveted.

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About the Author: Agnes Zang