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Going to the dentist can be expensive.
Each patient pays about $430 a year on dental expenses, estimates the American Dental Association. Think how quickly that adds up for a family of four!
Whether you’re just addicted to discounts or feel hopeless when it comes to affording care, here are nine insider strategies to help keep your cash without sacrificing that dazzling smile.
- Ask for a discount
- Sign up a dental savings plan
- Check out free clinics
- Reconsider your dental insurance
- Shop around
- Find a student volunteer at a dental school
- Go to a specialist only when necessary
- Get a second opinion
- Practice prevention
1. Ask for a Discount
Do you love your dentist, but wish you could pay less to see her? Ask for a discount or try to negotiate your bill.
Or put away the plastic: Some dentist offices will give you a small discount (around 5%) for paying in cash.
Has a true financial hardship come your way? Contrary to the cold and impersonal drill-wielding dentist stereotype often portrayed on TV, most dentists are compassionate human beings.
If you’ve lost your job or you’re battling a serious health condition, talk with your dentist and the billing department. They might reduce their fees accordingly. Or you might be able to work out a payment plan with the office.
However, if payment is due at the time of service, bustin’ out the good old credit card may be your best option.
You could use a Care Creditwhich works like a regular credit card for medical and dental expenses but with 0% APR options based on your credit score.
Lastly, ask if you can receive a discount for referring a friend. Or, see if it’s possible to knock off a few bucks for an online review.
2. Sign Up for a Dental Savings Plan
Dental savings plans aren’t dental insurance, but they may still be able to save you money.
Here’s how it works.
First, you pay an annual fee for the dental savings plan of your choice. Then, you get a 10% to 60% discount on most dental…
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